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Michael Santos

Branch Manager Executive/

Mortgage Loan Originator

NMLS #199875

Msantos@mlbmortgage.com

Cell: (908) 296-6608

Office: (908) 312-5333

Fax: (908) 543-3540

State Licenses: NJ

About Michael…

Michael Santos is a well-qualified, results-oriented Mortgage Loan Originator, who has an intense passion for this business. He has been serving customers in the mortgage industry since 2000. He feels that, when executed properly, homeownership allows for a higher quality of life and he is proud to play a role in improving the lives of others. The mortgage process is heavily regulated and often complex. It is never advisable to engage the process online or with a big bank, where you will be nothing more than a number. It requires expertise and a strong team to keep things running smoothly.  That expert is Michael Santos: that team is MLB Residential Lending, LLC.

"The way I do business is very simple….I measure twice and cut once. I take the time to meet with each one of my borrowers to learn their goals and expectations. Every borrower is different and I use my expertise and knowledge to cater a loan that best fits each borrower’s unique lifestyle.  Communication is vital to the way I do business.  My team and I keep all our borrowers up to date on a weekly basis, making it possible to always hit our targets. Please allow me to help make your homeownership dreams a reality.  Give me a call or contact me via email to get me started working for you." -Michael Santos

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NMLS #1101220    |     FAIR LENDER     |     FAIR HOUSING

MLB Residential Lending, LLC, located at 51 Commerce Street, Suite 1001, Springfield, NJ 07081.  Phone 732-243-0140.  MLB Residential Lending, LLC., NMLS 1101220, is a residential lender licensed by NJ Department of Banking and Insurance, AL State Banking Department, AZ Department of Insurance and Financial Institutions, CA Department of Financial Protection and Innovation, CO Division of Real Estate, CT Department of Banking, DE Office of the State Bank Commissioner, FL Office of Financial Regulation, IL Department of Financial & Professional Regulation, IN Department of Financial Institutions, KY Department of Financial Institutions, MD Office of the Commissioner of Financial Regulation, MI Department of Insurance and Financial Services, MT Division of Banking & Financial Institutions, NC Commission of Banks Office, NY Department of Financial Services, OH Division of Financial Institutions, OK Department of Consumer Credit, PA Department of Banking and Securities, SC Board of Financial Institutions, TN Department of Financial Institutions, TX Department of Savings and Mortgage Lending, Virginia Bureau of Financial Institutions, Wisconsin Department of Financial Institutions. All Rates subject to change without notice. MLB, in no way, claims to represent or to conduct business on behalf of HUD or the Federal Government. EQUAL HOUSING LENDER

 

TX:  CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.  THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEB SITE AT WWW.SML.TEXAS.GOV.

51 Commerce St

Springfield, NJ 07081

732-243-0140    |   INFO@MLBMORTGAGE.COM

 

 

NMLS #1101220    |     FAIR LENDER     |     FAIR HOUSING

MLB Residential Lending, LLC, located at 51 Commerce Street, Suite 1001, Springfield, NJ 07081.  Phone 732-243-0140.  MLB Residential Lending, LLC., NMLS 1101220, is a residential lender licensed by NJ Department of Banking and Insurance, AL State Banking Department, AZ Department of Insurance and Financial Institutions, CA Department of Financial Protection and Innovation, CO Division of Real Estate, CT Department of Banking, DE Office of the State Bank Commissioner, FL Office of Financial Regulation, IL Department of Financial & Professional Regulation, IN Department of Financial Institutions, KY Department of Financial Institutions, MD Office of the Commissioner of Financial Regulation, MI Department of Insurance and Financial Services, MT Division of Banking & Financial Institutions, NC Commission of Banks Office, NY Department of Financial Services, OH Division of Financial Institutions, OK Department of Consumer Credit, PA Department of Banking and Securities, SC Board of Financial Institutions, TN Department of Financial Institutions, TX Department of Savings and Mortgage Lending, Virginia Bureau of Financial Institutions, Wisconsin Department of Financial Institutions. All Rates subject to change without notice. MLB, in no way, claims to represent or to conduct business on behalf of HUD or the Federal Government. EQUAL HOUSING LENDER

 

TX:  CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.  THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEB SITE AT WWW.SML.TEXAS.GOV.